What actions to take after a Hail Storm
• Don’t Be Victimized Twice, if a hail storm strikes, don’t go out in the storm to try to protect your property. You could be
• Download RMIIA’s “Hail Damage Fraud” brochure.
• Evaluate the damage.
• Check plants, shrubs and trees around your house. If they are stripped of their foliage, there is a likelihood that your roof
– is damaged. You should also check for roof damage if patio covers, screens or soft aluminum roof vents are dented.
• Check your car for dents and broken or cracked glass. This would be a sure indication of roof damage.
• MHEC is at your disposal in assisting to take immediate steps in protecting your property from further damage.
• MHEC will cover any broken holes in your roof, sky lights, windows, and doors so that no water can enter and damage
– your home’s interior.
File your claim
Helpful hints from MHEC on insurance coverage and fraud from roofing companies out of state:
• Comprehensive insurance is optional, but if you live in a hail prone area, the insurance industry recommends this
• Call your insurance agent or company as soon as you notice damage. Practically all homeowner’s policies cover hail
• Save receipts for what you spend and submit them to your insurance company for reimbursement.
• MHEC is capable to ascertain if you have hail damage to your roof and qualified to address any issues with your insurance
– company representative.
• Allow only MHEC and the insurance adjuster to get up on your roof. Each time someone walks on it, more damage can
• Be wary of out-of-town roofers who move into an area and set up shop following a storm. Some have collected money
– from homeowners and moved on to the next storm location leaving unfinished work, unpaid employees and suppliers.
– This will leave homeowners responsible for those additional costs. It’s a good idea to select a company with established
– credibility “BBB Accredited” and local references. MHEC will meet all your needs and install your roof with confidence!
• Impact-resistant Roofs: When building a new home or replacing your roof consider using hail-resistance roofing
– products. The insurance industry has an Underwriters Laboratory standard ranking, the UL 2218 standard. The standard
– has four impact-level designations that will help you compare products. Roof coverings that show the most resistance
– earn a Class 4 rating; the least, a Class 1 rating.
• Insurance companies’ adjusters paid for these dimensional and 3-tab hail damaged roofs. MHEC has seen hail and wind
– cause moderate to extensive roof damage as minimal as a few broken shingles to total destruction, including flat roofs,
– skylights, roof vents, siding and rain ware.
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7050 W. 120th Ave Suite 205-A Broomfield, CO 80020
Providing exceptional roofing, water proofing, inspections, seamless gutters-downspouts-screens, rain ware, siding, fascia wrap, soffit, exterior painting, pressure washing and insurance hail-wind and catastrophe claims to the following Colorado Denver Metro Communities: Adams County • Arvada • Aurora• Brighton • Boulder • Broomfield • Cherry Creek • Cherry Hills • Commerce City • Denver • Eastlake • Edgewater • Englewood • Erie • Golden • Greenwood Village • Glendale • Gunbarrel • Henderson • Jefferson County • Lafayette • Lakewood • Littleton • Louisville • Niwot • Northglenn • Sheridan • Superior • Thornton • Wheat Ridge • Westminster • And More!